swIDCH

swIDch is a technology company that aims to eliminate CNP (card not present) Fraud. Through our patented algorithm, we enable payments companies to generate Dynamic PANs in a networkless environment, without the need for any additional infrastructure.

For offline transactions, your card number is never displayed on the card and uses standard EMV, contactless, and magnetic stripe payments. For online transactions, touch your physical card to your smartphone to display the One-Time Dynamic PAN (primary account number). This PAN is formatted as standard cardholder data, and thus can be used at any online merchant.

With swIDch, you no longer have to worry about credit card number leakage. Users have ultimate control, specifying valid dates and creating both dynamic and static virtual PANs. No need to spend money on token server infrastructure and maintenance costs. We eliminate CNP fraud, not by targeting the "fraud,"? but by targeting the "not present."?